End User License Agreement(EULA)
CORELOGIC SOLUTIONS, LLC (Non-Regulated Database Company) LICENSE AGREEMENT This is a contract. This License Agreement ("Agreement") accompanies the information, data, information, reports, and/or software (the "Services") that you are accessing. By accessing the Services and clicking "I Accept," you are agreeing to all the terms and conditions of this agreement, including the product, pricing and billing information in any order confirmation, if applicable ("Order Confirmation"), the terms of which are incorporated into this Agreement by reference. If you do not accept the terms and conditions contained herein, you may not use the Services. This Agreement only applies to the Services, and does not affect any prior or future agreement between Customer and CoreLogic regarding any services other than these Services. Subject to your acceptance of this Agreement, CoreLogic Solutions, LLC (Non-Regulated Database Company) ("CoreLogic") grants you ("Customer") a limited, non-exclusive, non-transferable license to use the Services, provided you accept the following terms and conditions: 1. Property. The Services and all intellectual property rights therein are owned by CoreLogic. No ownership rights are granted by this Agreement and, except for the limited license provided, CoreLogic reserves all rights in and to the Services and all underlying data compilations and information contained therein, including but not limited to the exclusive intellectual property rights and the right to grant further licenses. Customer acknowledges that the Services are the proprietary property of CoreLogic and are a valuable commercial product, the development of which involved an expenditure of substantial time and money by CoreLogic. 2. Changes to this Agreement. CoreLogic may modify this Agreement from time to time by posting a modified Agreement on the website. Your continued use of the website and any emails thereafter will constitute agreement to such modifications. At the time of any material modifications, CoreLogic will change the "Last Updated" date below. Please review this Agreement from time to time so that you are apprised of any changes. 3. Authority to Accept this Agreement. By accessing this website and clicking "I Accept," you understand and agree that you have established a business relationship between you and CoreLogic. You represent that you are of legal age to form a binding contract and have the full power, capacity and authority to accept and bind Customer to this Agreement. BY ACCESSING THE WEBSITE, YOU AGREE THAT CORELOGIC MAY CONTACT YOU BY TELEPHONE AT THE NUMBER YOU PROVIDED OR BY EMAIL AT THE ADDRESS YOU PROVIDED REGARDING OTHER PRODUCTS OR SERVICES OFFERED BY OR THROUGH CORELOGIC EVEN IF YOUR TELEPHONE NUMBER IS ON A DO-NOT-CALL REGISTRY OR SIMILAR LIST. With any email communication, CoreLogic will provide a means by which you may opt-out of further communication. 4. Permitted Use. The Services are to be used solely as a tool to carry out Customer's own internal business purposes of risk management, which includes property valuation estimation and verification. 5. Restrictions on Use. Both during and after the term of this Agreement, Customer agrees as follows: Both during and after the term of this Agreement, Customer agrees as follows: (a) Customer shall not: (i) disclose, use, disseminate, reproduce or publish any portion of the Services in any manner other than as expressly permitted in this Agreement, (ii) permit any parent, subsidiary, other affiliated entity or other third party, including any third party entity involved in a joint marketing arrangement with Customer, to use the Services or any portion thereof, (iii) grant access to the Services, or any portion thereof, to individuals incarcerated in prisons or correctional institutions, (iv) allow access to the Services through any terminal located outside of Customer's operations, (v) use the Services outside the United States. (b) Customer shall not: (i) resell, relicense or redistribute the Services in whole or in part without the prior written consent of CoreLogic, (ii) use the Services to create any derivative products, (iii) use the Services to create, enhance or structure any database in any form for resale or distribution, (iv) process or permit to be processed the Services or any portion thereof, with other data from any other source, (v) merge or incorporate the Services with any other file, (vi) use the Services to enhance a file or list owned by any third party, (vii) use the Services to develop any list, enhancement or product, or (viii) use the Services to prepare, publish, clean or maintain any directory. (c) Customer shall (i) comply with the published guidelines of the Direct Marketing Association, other applicable industry guidelines, and all federal, state, and local laws, regulations, ordinances and court orders from competent jurisdictions regarding the use, storage and dissemination of data such as the Services, (ii) abide by all prevailing federal, state, and local laws, regulations, ordinances and court orders from competent jurisdictions, including but not limited to those governing fair information practices and consumers' rights to privacy, and any applicable non-solicitation laws and regulations; (iii) limit access to consumer information to those individuals who have a "need to know" in connection with Customer's business and will obligate those individuals to acknowledge consumers' rights to privacy and adhere to fair information practices and consumers' right to privacy; (iv) abide by CoreLogic's privacy policies and Customer's own privacy policies; and (v) use the Services in a manner that gives due consideration to matters concerning privacy. (d) Customer understands that the data has not been collected for credit purposes and is not intended to be indicative of any consumer's credit worthiness, credit standing, credit capacity, or other characteristics listed in Section 1681(a) of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Customer shall not use the Services (i) as a factor in establishing an individual's eligibility for credit or insurance, (ii) in connection with underwriting individual insurance, (iii) in evaluating an individual for employment purposes, (iv) in connection with a determination of an individual's eligibility for a license or other benefit granted by a governmental authority, (v) in any way that would cause the Services to constitute a "consumer report" under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., or (vi) in any other manner that would cause such use of the Services to be construed as a consumer report by any pertinent governmental authority. (e) Customer represents and warrants that it is not one of the following entities: ACI, Acxiom, A la Mode, America Online, Inc. (AOL), Bradford Technologies, CBCInnovis, CD-Data, Choice Point, Costar Group, Courthouse Retrieval Systems, Data Solutions, DataWarehouse, Data Verify, Digital Risk, Experian, Equifax, Fair Isaac Corporation, Fidelity National Financial (FNF), Fidelity National Information Services (FNIS), Fidelity National Insurance Company, Fidelity National Title Group, First Data Solutions, FiServ, FNC, Google, Haines, InfoUSA, Insurance Service Office (ISO), International Data Management (IDM), Interthinx, iPlace, ISGN, Land America, Lender Processing Services, Lending Tree, Lexis/Nexis, MacDonald-Detweiler, MasterFiles, Merlin Data, Microsoft, Myriad Development, National Data Cooperative, National Information Services, New Reach, Real Net, RJ Peters, Sedgwick CMS, Software for Real Estate Professionals, Stewart Information Services Corporation, SW Financial, Thompson-West Group, TransUnion, Veros, Wilson Computer Applications, Yahoo!, and Zillow. (f) Customer shall be solely responsible for maintaining the confidentiality of all usernames and passwords used by its employees and Customer shall be responsible for all use and fees associated with accessing the data with the password, whether or not authorized by Customer. (g) Customer shall not use the Services for any purpose that (i) infringes any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy, or (ii) is defamatory, trade libelous, unlawfully threatening or unlawfully harassing. (h) Customer shall not remove, alter or obscure any proprietary notices in the Services and will reproduce all such notices on all copies or portions thereof. 6. Delivery of Data and Format. Customer acknowledges that the availability of data elements in the Services varies substantially from area-to-area, and circumstances may exist or arise which prevent CoreLogic from providing such data or achieving complete representation of all data elements in the Services. Notwithstanding anything to the contrary, CoreLogic may limit or discontinue the provision of the Services for geographic locations where: (i) CoreLogic is restricted by rules, regulations, laws or governmental entities; (ii) CoreLogic has discontinued the collection of data; or (iii) CoreLogic is prohibited by third party providers. CoreLogic may discontinue production, support, and maintenance of any Services if CoreLogic develops an upgraded version or otherwise can no longer provide such Services. 7. Compliance Audits. CoreLogic reserves the right, during normal business hours, on reasonable notice, and at CoreLogic's expense, to audit the Customer to ensure Customer's compliance with the terms and conditions of this Agreement. CoreLogic shall select an auditor in its sole discretion. If such auditor determines there has been a breach in Customer's compliance with the terms of this Agreement, CoreLogic may immediately terminate this Agreement and pursue its other legal remedies. Should Customer not cooperate with CoreLogic's audit request within five (5) days, Customer shall be deemed to have conclusively admitted to a material breach in Customer's compliance for which CoreLogic may immediately terminate this Agreement and pursue its legal remedies. 8. Records and Copy Review. (a) Customer shall maintain current, accurate and complete records relating to its use of the Services for at least twelve (12) months after any direct marketing activity, including, but not limited to: sample mail pieces, telemarketing scripts, ad copy and other communications, as applicable. CoreLogic, or any representative it designates, shall have the right to examine, copy and make extracts from all such records and any source documents used in preparation thereof, at any time during normal business hours, provided CoreLogic gives Customer reasonable notice prior to any such examination. (b) At any time upon CoreLogic's request, Customer shall provide CoreLogic with a copy of the direct mail solicitations or telephone scripts used in connection with the Services. Upon reasonable notice, CoreLogic reserves the right to review any such solicitations or scripts for compliance with this Agreement. In the event Customer fails to provide such items, CoreLogic may delay delivery of the Services with no liability. If, in CoreLogic's sole judgment, the subject solicitations or scripts fail to comply with this Agreement, CoreLogic may cancel or terminate this Agreement, with no liability. 9. Appraisal Data Contribution. Customer and CoreLogic agree as follows: (a) Customer shall provide to CoreLogic appraisal or property data collected by Customer in the ordinary course of its business ("Contributed Data"). The Contributed Data elements shall include, as made available by Customer, Building, Improvement, Sale and Loan data typically found on the Uniform Residential Appraisal Report (i.e., URAR) form or other property-related data. Opinion or Estimated Appraised Values contained on the URAR report are not keyed or maintained in any systems as Contributed Data or used to support the Services. Public Record data, such as Sales and Appraisal related information may be found in the Services and are designed to enrich the Customer's experience. In these cases, Public Record data has been obtained from various County and Governmental "Public" sources (e.g., Tax, Appraiser or Property Recorder's office). (b) Customer shall deliver all Contributed Data through a media mutually agreeable to the parties and shall notify CoreLogic of any potential data quality problems. Customer shall provide the Contributed Data at the time reports are requested by Customer, unless otherwise mutually agreed upon between the parties. Upon the request of CoreLogic, Customer shall also provide historical Contributed Data, if available. (c) Customer grants CoreLogic a worldwide, perpetual, non-exclusive license to reproduce, manipulate, and incorporate the Contributed Data into CoreLogic's databases (the "Databases") for use by CoreLogic and its affiliates and customers at the appraisal/loan level and/or in the aggregate. Customer acknowledges that CoreLogic owns all intellectual property rights in the Databases. (d) Customer retains all ownership rights in its Contributed Data. Customer represents and warrants that CoreLogic's use of the Contributed Data as permitted under this Agreement shall not: (i) breach any third party's contractual rights; (ii) infringe any third party's intellectual property rights; or (iii) violate any applicable federal, state or local privacy laws or regulations. Customer further represents and warrants that it has all necessary rights and permissions to grant the license contained herein. 10. Fees. In consideration of the rights granted to Customer hereunder, Customer shall pay to CoreLogic the fees stated within the Services. By submitting an order to CoreLogic that includes credit card, debit card or checking information, Customer authorizes CoreLogic to collect the fees from the credit card, debit card or checking account entered by Customer for the Services at the fees stated within the Services. Fees are exclusive of use, ad valorem, personal property, and other taxes, which are the responsibility of Customer. CoreLogic shall charge Customer applicable sales tax, and Customer shall be responsible for filing all other taxes. CoreLogic reserves the right to change the fees for the Services at any time. Additional charges may apply for training users at Customer locations. Customer shall provide all Internet connectivity, hardware and software necessary to access the Services. 11. Term and Termination. The initial term of this Agreement is twelve (12) months commencing on the date Customer enters into this Agreement or specified on the Order Confirmation, if applicable. Thereafter, the term shall automatically renew for additional successive twelve (12) month terms, unless terminated by giving the other party not less than thirty (30) calendar days written notice of termination prior to the expiration of the then-current term. If either party breaches any provision of this Agreement, the non-breaching party shall, upon providing written notice of such breach, be entitled to immediately terminate this Agreement, provided such breach is not cured within five (5) days following such notice. Upon termination of this Agreement by either party, Customer, at its own expense, shall return all Services to CoreLogic or certify that the Services have been destroyed within ten (10) business days of termination, and any amounts unpaid by Customer shall be immediately due and payable. Failure to return or certify the destruction of the Services to CoreLogic will result in: (i) Customer's obligation to pay a perpetual license fee for the Services; or (ii) Customer's obligation to permit CoreLogic's agent to have access to Customer's premises for the retrieval of the Services and Customer shall pay the actual costs as reasonably incurred by CoreLogic to retrieve same. 12. Potential Disruption of Service. Access to the website may from time to time be unavailable, delayed or limited due to, among other things: hardware failure; software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or content irregularities; system overload; damage caused by severe weather, natural disasters, war or acts of God; terrorism; interruption of power supplies; strike or other stoppage of labor; governmental or regulatory restrictions; or any other cause whatsoever beyond the control of CoreLogic. 13. Links to Other Websites and Related Disclaimer. The website may include links to other websites beyond the control of CoreLogic. CoreLogic provides you with these links solely for your convenience. Some of these websites may be co-branded (i.e., bear the name and/or logo of both a third party service provider and CoreLogic). The provision of any link to another service provider does not signify an endorsement by CoreLogic of the service provider's website or the services offered by that service provider. CoreLogic has no control over, does not review, and cannot be responsible for the information contained on other websites. Your use of such websites will be subject to that website's terms and conditions. YOU AGREE THAT CORELOGIC WILL NOT BE RESPONSIBLE OR LIABLE FOR LOSS OR DAMAGE YOU MAY INCUR AS THE RESULT OF A TRANSACTION YOU ENTER INTO THROUGH ANOTHER WEBSITE. 14. Disclaimer. THE REPORT GENERATED BY CUSTOMER USING THE SERVICES, INCLUDING THE CONTENT, ANALYSES AND OPINIONS SET FORTH IN SUCH REPORT, ARE THE SOLE PRODUCT OF THE APPRAISER, AND CUSTOMER ACKNOWLEDGES THAT CORELOGIC SHALL NOT BE LIABLE FOR THE REPORT GENERATED BY CUSTOMER USING THE SERVICES, INCLUDING ANY OF THE CONTENT, ANALYSES OR OPINIONS SET FORTH IN SUCH REPORT. NOTWITHSTANDING ANY REPORTS GENERATED BY CUSTOMER USING THE SERVICES, THE INFORMATION AND ESTIMATED VALUES CONTAINED IN THE SERVICES DO NOT CONSTITUTE AN APPRAISAL OF ANY SUBJECT PROPERTY. THE SERVICES DO NOT INCLUDE A PHYSICAL OR VISUAL INSPECTION OF ANY SUBJECT PROPERTY OR AN ANALYSIS OF CURRENT MARKET CONDITIONS BY A LICENSED OR CERTIFIED APPRAISER. YOU ACKNOWLEDGE THAT THE CONDITION OF ANY SUBJECT PROPERTY AND CURRENT MARKET CONDITIONS MAY GREATLY AFFECT THE VALIDITY OF THE SERVICES. YOU SHALL NOT USE THE SERVICES IN LIEU OF A WALK-THROUGH APPRAISAL OR OTHER FORM OF APPRAISAL BY A CERTIFIED APPRAISER. THE SERVICES MAY BE BASED UPON DATA COLLECTED FROM PUBLIC RECORD SOURCES. THE ACCURACY OF THE METHODOLOGY USED TO DEVELOP THE SERVICES, THE EXISTENCE OF ANY SUBJECT PROPERTY, AND THE ACCURACY OF ANY PREDICTED VALUE OR SCORES PROVIDED ARE ESTIMATES BASED ON AVAILABLE DATA AND ARE NOT WARRANTED. THE SERVICES ARE INFORMATIONAL ONLY AND ARE NOT INTENDED TO PROVIDE SPECIFIC COMMERCIAL, FINANCIAL OR INVESTMENT ADVICE. THE SERVICES ARE BASED UPON CERTAIN DATA, SUBJECT TO FREQUENT CHANGE. CORELOGIC MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE METHODOLOGIES USED OR THE ACCURACY, TIMELINESS, RELIABILITY OR COMPLETENESS OF ANY OF THE SERVICES. THE SERVICES ARE PROVIDED ON AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND WHATSOEVER, INCLUDING ANY IMPLIED OR EXPRESS WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. ANY RELIANCE ON OR USE BY CUSTOMER OF THE SERVICES SHALL BE ENTIRELY AT CUSTOMER'S OWN RISK. CORELOGIC MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE LEGALITY OR PROPRIETY OF THE USE OF THE SERVICES IN ANY JURISDICTION, STATE OR REGION. CUSTOMER SHALL BE SOLELY RESPONSIBLE FOR OBTAINING ANY AND ALL NECESSARY LICENSES, CERTIFICATES, PERMITS, APPROVALS OR OTHER AUTHORIZATIONS REQUIRED BY FEDERAL, STATE OR LOCAL STATUTE, LAW OR REGULATION APPLICABLE TO CUSTOMER'S USE OF THE SERVICES. 15. Limitation of Liability. CORELOGIC'S TOTAL LIABILITY AND CUSTOMER'S EXCLUSIVE REMEDY UNDER OR RELATED TO THIS AGREEMENT, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, SHALL BE LIMITED TO DIRECT MONEY DAMAGES NOT EXCEEDING THE AMOUNT PAID BY CUSTOMER TO CORELOGIC DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM. THIS LIMIT IS CUMULATIVE AND ALL PAYMENTS UNDER THIS AGREEMENT WILL BE AGGREGATED TO CALCULATE SATISFACTION OF THE LIMIT. THE EXISTENCE OF MULTIPLE CLAIMS WILL NOT ENLARGE THE LIMIT. CORELOGIC SHALL HAVE NO LIABILITY UNDER OR IN ANY WAY RELATED TO THIS AGREEMENT FOR ANY LOSS OF PROFIT OR REVENUE OR FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES, EVEN IF CORELOGIC IS AWARE OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY. CUSTOMER AGREES THAT THE LIMITATIONS SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THIS AGREEMENT, AND THAT THE SERVICES WOULD NOT BE PROVIDED TO CUSTOMER ABSENT SUCH LIMITATIONS. 16. Indemnification. CUSTOMER AGREES TO INDEMNIFY AND HOLD CORELOGIC HARMLESS FROM AND AGAINST ALL CLAIMS OF THIRD PARTIES ARISING OUT OF OR RELATED TO THE USE OF THE SERVICES BY THE CUSTOMER, OR ATTRIBUTABLE TO CUSTOMER'S BREACH OF THIS AGREEMENT; PROVIDED THAT CORELOGIC GIVES CUSTOMER PROMPT WRITTEN NOTICE OF ANY SUCH CLAIM. CORELOGIC SHALL CONTROL THE DEFENSE AND ANY SETTLEMENT OF SUCH CLAIM, AND CUSTOMER SHALL COOPERATE WITH CORELOGIC IN DEFENDING AGAINST SUCH CLAIM. 17. Claims of Copyright Infringement. If you believe that your work has been copied and is accessible on the website in a way that constitutes copyright infringement, notify CoreLogic in writing: CoreLogic Solutions, LLC (Non-Regulated Database Company) Attn: Legal Department 4 First American Way Santa Ana, CA 92707 Any claim of copyright infringement should include sufficient information to enable CoreLogic to evaluate your claim and to take appropriate action. 18. General. (a) Unless specified otherwise in a fully-executed license agreement with CoreLogic, this Agreement constitutes the entire agreement between the parties with respect to the Services and supersedes any prior understanding or agreement, oral or written, relating to the Services. (b) The interpretation and construction of this Agreement, and all matters relating hereto, shall be governed by the laws of the State of California applicable to agreements executed and to be performed solely within California. The parties hereby submit to the jurisdiction of, and waive any venue objections against, the United States District Court for the Central District of California, Orange County Branch and the Superior and Municipal Courts of the State of California, Orange County in any litigation arising out of relating to this Agreement or its subject matter. This Agreement shall not be governed by the United Nations Convention on Contracts for the International Sale of Goods. (c) The prevailing party shall be awarded its reasonable attorney's fees and costs in any lawsuit arising out of or related to this Agreement. (d) No modification, amendment, supplement to or waiver of any provision of this Agreement shall be effective unless in writing and duly signed by an authorized representative of both parties hereto. (e) Any provision of this Agreement that contemplates performance subsequent to the expiration or earlier termination of this Agreement shall survive such expiration or termination and shall continue in full force and effect until fully satisfied. (f) CoreLogic shall not be liable for any delay or failure in its performance of any of the acts required by this Agreement when such delay or failure arises for reasons beyond CoreLogic's reasonable control. (g) Customer may not assign this Agreement or any rights or obligations hereunder. (h) Neither party shall use, or permit their respective employees, agents and subcontractors to use the trademarks, service marks, copyrighted material, logos, names, or any other proprietary designations of the other party, or the other party's affiliates, whether registered or unregistered, without such other party's prior written consent. (i) Except with CoreLogic's prior written approval, Customer shall not disclose CoreLogic as a data source to any third party, unless required by federal, state or local laws or government regulations and with prior notice to CoreLogic. (j) Customer shall provide for physical security of the Services with the same degree of care (provided that such is at least a reasonable degree of care) that Customer uses to protect its own most sensitive data. (k) Any notice or other communication required or permitted under this Agreement shall be sufficiently given if delivered in person or sent by one of the following methods: (a) registered U.S. mail, return receipt requested (postage prepaid); (2) certified U.S. mail, return receipt requested (postage prepaid); or (3) commercially recognized overnight service with tracking capabilities. Notices to CoreLogic shall be sent to 4 First American Way, Santa Ana, California 92707, with a copy to CoreLogic's counsel at the same address marked Attention: Legal Department. Notices to Customer shall be sent to the address entered by Customer in the registration information. Notices or communications shall be deemed properly delivered as of the date personally delivered or sent by mail or overnight service. By accessing the information contained within the Services and clicking "I Accept," Customer agrees to be bound by all terms and conditions contained in this Agreement. By clicking "I Accept," you assert that you: (1) are an authorized agent of Customer with the authority to bind Customer to the terms and conditions contained in this Agreement; (2) have read, understood, and agree to all terms, conditions, and notices contained or referenced herein and on the website; and, (3) agree to follow all applicable laws and regulations. If you do not accept the terms and conditions contained herein, you may not use the Services. Last Updated 11-8-11.